TERMS AND CONDITIONS
I, the applicant hereby declare that, I fully understand the scheme as offered by Johncherish Global Ltd and therefore, authorise my employer to effect a monthly deduction of the amount against my name from my monthly salary for the purpose of defraying the total cost of the product, I am obtaining from Johncherish Global Ltd. This authority shall subsist for the period as indicated and is irrevocable until the entire credit sum granted is fully defrayed.
I undertake to be bound by the following terms and conditions:
1. Prices/Items are subject to change after 1month of application when deductions could not commence or when there is inflation in prices.
2. Approved Applicants must make a minimum of 2 – 4 payments and a minimum of 40% for cars only; the payments having been remitted to the company before the supply of their items.
3. Items requested for, shall be picked up at designated place and date upon the commencement of deduction of the cost of the items requested. Items delivered on the agreed time and not collected by customer shall attract additional transport cost of N5,000.00
4. Customers shall pay a processing/downcharge fee ONLY at the point of delivery as contained in the downcharge form.
5. Where the company fails to supply the requested items after number of deductions agreed by the customer either reason of non-availability of the product, delay in shipping, clearing, fire outbreak or unforeseen circumstances; the customer will be duly notified and kept informed on the status of the item(s) through text messages.
6. In the event of any of the circumstances mentioned in (5) above occurs, the customer is at liberty to enter into a fresh negotiation with the company for other items or further extension of time.7. In the case of conversion to cash, amount will be based on the cash price of item as at the time(s) of entering into the contract (VAT 7.5% inclusive).
8. Items requested for when tested certified to be in good working condition shall no longer be accepted once same is delivered to the customer, though the company may at its discretion consider genuine complaints from customers and proffer any remedy it might deem expedient.
9. No cancellation of transaction when deduction has commenced. The company may allow cancellation in some special circumstances provided that; the applicant will forfeit 40% of the total deductions made.
10. Cancellation of transaction by applicant after two working days of registration, attracts a contingency/administrative fee of N10,000.00
11. Upon retirement, resignation and/or death, the balance of sum value applied for, shall be recovered from the available staff’s benefit.
12. Notwithstanding the value of an item chosen by the client at the time of filling the request form, items would be supplied at the current price at the time of redemption, in cases where there is inflation of prices.
13. Rights of appropriation, debit, set-off and/or consolidation of account(s): in respect of any debt, obligation or liability owed by you to the company, whether actual or contingent, matured or not, as principal debtor, we shall be entitled at any time and without notice to you, to perform any or all of the following: (a)appropriate, set-off or debit all the balances in any of your account(s), to pay and discharge all of the obligations regardless of where your accounts are located, and whether your accounts are held in your sole name or jointly with others (“Affect Accounts”); (b)combine or consolidate all or any of your account(s) including the affected account(s); (c)where required, earmark any amounts credited or expected to be credited into your affected account(s); (d)refuse any withdrawals from an affected account which is earmarked until the obligations are discharged in full.
14. Confidentiality: you hereby authorise any other person who has access to your information to disclose any information relating to you, any transaction as well as any related matter, where we so consider whether local or foreign. The company and all members of the company are hereby authorised to disclose and share any information or data amongst themselves including any personal, confidential, financial or other information about the customer, any transactions and related matters.
15. Communication: We may send any notice(s), advice or other communication to you by hand, mail, or by leaving them at any address(es) known or reasonably believed to be yours or through electronic means or any other media selected by us. Such notice(s), advice or other communications will be deemed to have been received by the intended recipient upon being hand delivered or left at the said address or on the day following the mailing thereof. Notice(s) and communications may also be affected through the print or electronic media, notification in/at the Company’s locations (e.g posters, fliers, signages, etc), You are deemed to have received any such notification on the date of delivery, publication, broadcast, communication or upon same being made available by the company. You shall bear all risks of communications you make to the company and vice versa. We are absolved of any liability or responsibility in the event that any communication is delayed, intercepted, lost and/or failed to be delivered, or in the event of any unauthorised access to the content of such communication.
16. The company may subtract VAT if there be any case of refund of cash.
17. Arbitration: Any dispute or difference arising out of or in connection with this contract shall be determined by arbitration panel so appointed as agreed by the parties in accordance with the arbitration and conciliation account.
Note: There shall be no refunds after deductions from the government until remittances are paid into the company’s account.
I agree to abide by the content of this agreement and acknowledge that it has been truly and audibly read over and explained to me by a marketer and I also declare that the information given overleaf is true and correct to the best of my knowledge.